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   Thursday, September 6, 2007

Over 40? What is most important to you?
By Craig Nathanson
The Vocational Coach™
I doubt that anyone will run up to you on Monday morning at work and ask you what is most important to you. Organizational life is concerned with productivity, revenue and efficiency. What's most important to you and your life are of little value or concern in the organization.
What do you do?
You need to figure this out. Your behavior is driven by what you do and more importantly who you are. This starts with a deep analysis of who you are and what is most important to you. Since most of your waking days are spent working, what you do will determine who you are.
What work is most important to you?
Have you thought about this? What is the work that fits you best? What is the work that best aligns your abilities and your interests?
What kind of work gives you a sense of fulfillment and meaning? This is another question no one will ask you at your job today.
You need to figure this out for yourself.
What kind of work culture fits you best?
Do you want to teach? Then work around teachers.
Do you want to design? Then work around engineers.
Do you want to build? Then work around builders.
Design an environment to fit YOU
Many studies have shown that the best work environments include fresh air, windows, soft colors, individualized music, climate controls, cushy chairs and so on. So why do we spend our lives in gray, faceless cubicles with walls that can't even support hanging pictures of our loved ones? Windows and fresh air are nowhere to be found or have to be earned!
Do you yearn to work in a big building in the city or a small cottage in the country? Do you want to work inside or outdoors? Do you want to work by yourself, with a small group of people or with a large group? Are you an early riser or do you prefer to ease into your day?
Make a list
Start by listing the details that are most important to you in your life.
Write down how you will know when you are following what is most important to you and how you will know when you're not. With this list in mind you can begin to design short and long term goals that align with what is most important to you.
Your work determines who you are
So many people come to me stuck in a vocational rut. They soon discover that the work they have been doing all their lives no longer fits their self-image and what is most important to them.
I had a friend once who was a painter. He took a day job processing paperwork for an insurance firm to pay the rent. He told me later he came home too exhausted to paint and soon realized he had become an insurance clerk.
So many possibilities for you
There are so many possibilities for you. What bothers you most about the world? What you would like to change? What change do you most want to see in the world, your country, your city, your neighborhood?
You CAN do the work best suited to making changes you want to see but you must start thinking in new possibilities.
What is possible right now?
As you think about the work you are most passionate about, what is possible right now? Be careful—your life is determined by what you do.
Your sense of happiness and your self-worth affect the quality of your life each and every day.
There are no shortcuts to vocational passion.
Retirement is the biggest myth of all
The only people who retire are those who don't love what they do. If you did what YOU loved each and every day, why would you ever want to stop?
Mid-life is a time to narrow the choices
With the best part of your life remaining, now is the time to focus on what is truly most important to you and what work you are most passionate about.
There is no time to waste
After forty, there is a greater sense of the movement of time and the need to make the best use of it. You have no time to waste on activities that have no meaning to you, especially in your work.
What about the money?
No more excuses. You have a choice right now. You can fill your days with work that lacks meaning and happiness or you can decide NOW to close the gap between what you are doing now and the work you most want to do and are most passionate about.
Life can be rich without the money!
To truly experience a rich life, you must decide NOW to focus on what is most important to you and to take action to move towards it.
The six secret steps to reach your goal (in this order) are:
1. Envision it
2. Write it down
3. Talk to others
4. Take small steps daily towards doing what you love
5. Measure your progress and self-correct your path as you go
6. Reward yourself daily
Your life is a journey
Take the path that seems most interesting, most fun and most meaningful and you'll never look back. Besides, you will live a richer life and become a wonderful role model for others.
Craig Nathanson is the author of P Is For Perfect: Your Perfect Vocational Day and a coaching expert who works with people over forty. Craig's new E-book, Discover and live your passion 365 days a year is a workshop in a box designed to help busy adults go insane with their work. Craig's systematic approach, the trademark "Ten P" model, helps people break free and move toward the work they love. Visit Craig's online community at www.thevocationalcoach.com where you can sign up for a class or private coaching and read other stories of mid-life change and renewal.
Craig lives in San Anselmo, California and can be reached at 415-457-0550 or craig@thevocationalcoach.com.


The 25 Steps in an IT Contractor Lifecycle
What lies in store for the IT Contractor? I have seen the whole lifecycle at least three times, so let me tell you what to expect. To be forewarned is to be forearmed, so you might want to remember where you are in the cycle and what lies ahead.
We might as well start when the economy is in boom conditions.
1. IT Contractors are at premium as companies grab as many as they can get.
2. IT Contractor rates rise rapidly.
3. IT Contractors think their time has come and that the gravy train will go on forever. They think that just a few years of this and their pile will be made and they can then get out and live the high life. To bring this date sooner they also invest their excess money in the booming stock market.
4. A ton of permanent IT workers who would never have risked becoming a contractor before feel that the risk has been diminished and become contractors.
5. This means that there are heaps more permanent positions which will be filled temporarily by contractors.
6. Employers and the consultancies start to lobby the Government about a skills shortage.
7. Loads of students going to college take IT related classes to take advantage of the new boom. This means that when the downturn comes there will be even more IT folk competing for fewer jobs.
8. The boom economy starts to turn down.
9. The Government, who are always behind the cycle, starts opening the floodgates to tens of thousands of cut-price IT workers from the developing world whilst saying that they are not replacing IT workers and that they are not undercutting those IT workers.
10. As company profits suddenly start to dip, V.P. s of Operations are told to find ways of cutting costs so that profits can be protected.
11. Great swathes of IT Contractors get cut from the books of companies across the country.
12. IT Contractor rates start falling. Some companies issue take-it-or-leave it 10 percent cuts across the board to all their contractors--even those with perfectly valid contracts with plenty of time to run. Some companies even go back for a second bite of the cherry.
13. In the second wave, companies start laying off their permanent IT workers to cut costs.
14. Many companies decide that the way forward, to cut costs, is to outsource their entire IT department, many of them sending IT jobs offshore never to return.
15. Not only have tens of thousands of IT Contractors lost their jobs but they see the Stock Market, where they'd invested their hard earned contracting cash, sinking, meaning that they have lost not only their income stream but much of what they have invested for a rainy day and for the future.
16. Many IT Contractors, who have spent their remaining cash on staying afloat, run into problems with the Inland Revenue, Customs & Excise etc., and run into terrible financial problems. Indeed many even lose their partners and family as the pressure builds.
17. Gloom and doom is everywhere as the pundits, and many contractors, say that the best days are over and that IT contracting has had its day. They even say that the bottom of the market is actually the new peak and that there will be even fewer contractors in the future.
18. Some IT Contractors get out of the industry altogether and those that can, take a permanent job. There is much weeping and gnashing of teeth.
19. Many IT graduates appear on the market just as the party is over. Like last time, only one-in-five IT graduates will actually get a job in IT.
20. The recovery begins slowly but gradually gathers momentum as companies get more confidence and make those long outstanding major system changes and give budget to projects that have been on the back burner for ages.
21. Companies take on IT Contractors in the early stages of the recovery as they don't yet have the confidence to take on permanent IT workers yet (or they may not be legally able to as they have so recently laid off a whole load of them).
22. The recovery in the IT Contracting market becomes more gentle but more stable. This usually lasts for three or four years. This is the best time for IT Contractors as, although rates are not as high as during a boom, the market is more stable and we are still well away from a downturn.
23. In a downturn, the most important business driver is cost and the Finance Director is in the ascendant at a company. In an upturn, time-to-market becomes the most important business driver and the Sales and Marketing Directors are in the ascendant. Companies want to get more and better and quicker products to market and the IT systems component is normally crucial in many products and services. Therefore they need new projects but don't want to take on extra staff for one-off projects. This is where IT Contractors come in and companies start competing for them.
24. Suddenly, just when companies need them most, there are many more IT Contracts available than there are IT Contractors.
25. Return to Step One.


Home Business Ideas & Opportunities
The idea of having another form of income surely gets us all excited and ultimately is the main reason we decide to start a home business. But this is no easy task, and it can take 12 months or more to get a home venture up and running. The most challenging aspect you will have to face is the juggling between your day job and the running of your home business, and you will have to make some serious effort in order to run your business at night time, but in the long run you will find out that it was all well worth it .
All home based businesses need some kind of investment to set up, but not all are costly to start up. Therefore, an important factor you need to establish is the amount of money or investment you are willing to put into it. A good starting point is to determine what fields you're most interested in what your strengths are in these fields. A lot of the small businesses can be done online with a small investment for domain and hosting services. However, bigger businesses, the ones that offer services and lots of products can cost a lot more to start up. Regardless for which business you decide to go, you will have to find out what you can provide and what people need in order to have the right balance. And while jotting down all the ideas that appeal to you for your home business, try asking yourself the following questions.
• Who will be the potential customer?
• What will the satisfaction expectancy of my customers be upon purchase?
• Will I be able to drive them to come back and buy again?
• Do I know my competitors?
• Are my prices more attractive than those of my competitors?
• What am I willing to charge to remain competitive?
Once you decide on your product or service you will need to know your competitors inside out. Only then, you will be able to develop a niche market for yourself. Also try to identify any over saturated markets and do not get involved in these, as you will not have any or little business, and therefore you will not make any profits. Find a market which is popular and needed, which is of interest to you, and which doesn't require endless effort.
A good way to make money is to become an affiliate with several programs where you can immediately get your sites up and running. The truth is, every company is the best, for certain individuals, but we can't all be in the same business, because each of us has his own preferences, goals and dreams. We need all these great companies, and they need individuals that are passionate about their products and services. When you find the company that suits you best and become a representative, you don't have to plea or beg anyone to join you or buy your products. In fact, doing so is a big turn-off to your potential customers. Most of us don't realize we're being pushy, when we don't intend to be. Very often, our excitement gets the best of us and we go overboard trying to convince others that what we have to offer is the best.
But if you are looking to build a serious business from scratch, you might consider buying a franchise or you can also buy an internet business which is already established. As I mentioned earlier, starting a home business from scratch, will enable you to control your investment and stay on the cheap side, but it will definitely take you months if not years to penetrate the market and establish yourself. On the other hand, buying a franchise or an established business, will cost you a lot more but will generate income immediately.
Once your homework is done, you should be able to have a clear vision of the business and the costs, and therefore you should be able to finally make a decision. Once you have decided, the real work is about to begin because it takes more than a bunch of ideas to make money online. In my opinion the recipe for success is Time + Effort + Dedication + Promotion = PROFITS. In a few words, your main task is to dedicate most of your time and exercise lots of effort in promoting what you offer, in order to make sales which translate in profit. As this might result in very long days of work and you do not have the time for it because you already have a job, you may want to consider hiring professionals to do the work for you. But why would you work with someone else if you just went through hell to set up your own business? So if you really want to succeed and accomplish your goals, you will have to get a system going for yourself, and if you are willing to go that extra mile you will most surely succeed.
To Your Success,
Brian Camilleri

Brian Camilleri promotes ready made Websites for Online Home Businesses. I write articles as a hobby and because I like to offer advice
on the topic due to past experience in Internet Marketing. Find out how you can take complete control of your life and how you can
set yourself on course to Financial Freedom at:
http://www.Earn-iProfit.com